$1,300,000

2054 Summerset Bay Drive | Cross Hill, SC Custom Lakefront Living on Year-Round Deep Water Discover a home where thoughtful design, beautiful open-water views, and the pleasures of lake living come together. Custom built and completed in 2021, this meticulously maintained Lake Greenwood residence sits on approximately 1.1 partly… Read More wooded acres with 100 feet of waterfront. Year-round deep water and a private dock with an electric boat lift make getting out on the lake a natural part of everyday life. Offering approximately 3,687 square feet, five bedrooms, and four full bathrooms, the home provides generous space for quiet evenings, visiting guests, and memorable gatherings. The open floor plan welcomes lake views into the living spaces, while custom ceiling treatments and carefully considered details create an atmosphere of understated luxury. A coffered ceiling and natural gas fireplace anchor the great room, offering a warm, inviting setting throughout the seasons. The custom kitchen is designed for both everyday enjoyment and effortless entertaining, featuring an impressive 11-foot island with a granite top. Nearby, a wet bar with a KitchenAid ice maker, custom wine rack, and upper and lower cabinetry keeps refreshments close at hand. Whether preparing dinner after a day on the water or welcoming friends for an evening together, these connected spaces make hosting feel easy. The primary suite offers a peaceful retreat with wonderful lake views and private deck access. Begin the morning with coffee outdoors as the lake comes to life, or unwind with a glass of wine as evening colors settle across the water. Inside, a tray ceiling, walk-in closet, oversized custom tiled shower, and spacious double vanity with a granite top complete the suite. All five bedrooms have ceiling fans, four offer walk-in closets, and the upper level includes a full bathroom and walk-in closet for added flexibility. Outdoor living is an essential part of this home's appeal. The rear porch features two skylights and ceiling fans, while a separate screened porch with a natural gas fireplace creates an inviting place to linger on cooler evenings. Trex decking on the porch and dock adds durability and ease of maintenance. Along the shoreline, a custom seawall and concrete-and-rock sitting area with steps to the water provide another beautiful setting to relax and enjoy the view. From the soft light of sunrise to the changing colors of sunset, there is always a reason to pause and appreciate life at the lake. Launch the boat for an afternoon cruise, explore Lake Greenwood's coves, or spend time connecting with friends and neighbors on the water. Here, the lake offers both a sense of community and the freedom to enjoy your own peaceful waterfront retreat. Practical features are equally well considered. The three-plus-car garage includes a storage room, custom built-in cabinetry, and an epoxy floor coating. A separate 14-by-20-foot utility outbuilding with electricity provides approximately 280 square feet for hobbies, equipment, or additional storage. An accessible crawlspace with stand-up clearance offers over 3,000 square feet beneath the home, complemented by extensive attic storage. Additional features include whole-house water filtration, a tankless water heater, an electric/gas heat-pump heating system, two AC units, and an annually maintained Generac whole-house generator reported to be four years old. Starlink internet service is currently used, with equipment purchased by the owner. The home's placement away from the 440 line was thoughtfully planned with potential future pool installation in mind, subject to applicable approvals. With an annual HOA fee of just $215, reported 2026 property taxes of $3,773, and a location reported outside the flood zone, this exceptional property combines custom comfort with the enduring appeal of waterfront living. Come experience a home designed to make every day on Lake Greenwood feel special. Read Less

Courtesy of Candace Adams, Greenwood Realty Inc. 864-388-0202

Listing Snapshot

Days Online

Last Updated

Oct 22, 2026

Property Type

Single Family Residence

Beds

Full Baths

Lot Size

1.1 Acres

Year Built

2021

MLS Number

140731

Additional Details

Appliances & Equipment

Dishwasher, Disposal, Double Oven, Electric Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Other equipment: Generator

Basement

Partial, Walk-Out Access

Building

Built in 2021, Living area units: Square Feet, Levels: One and One Half, Construction Materials: HardiPlank Type

Community

Boat Storage-Locked, Lake, Water Access

Cooling

Central Air, Electric

Accessibility Features

None

Exterior Features

Patio/Porch Features: Covered, Deck, Front Porch, Rear Porch, Screened, Boat Lift, Boat Lift-Covered, In Ground Sprinkler-Full Yard, Retaining Wall

Fence

None

Fireplaces

Gas Log, Great Room, On Screen Porch

Floors

Ceramic Tile, Plank, Tile

Foundation

Raised, Slab

Heating

Heat Pump, Natural Gas

Home Owner's Association

Association Fee: $215, Fee Frequency: Annually, Fee Includes: No Joining Fees, Restrictive Covenants, Some Amenities

Interior Features

Sheetrock, Eat-in Kitchen, Pantry, Wet Bar, High Ceilings, Ceiling Fan(s), Granite Counters, In-Law Floorplan, Open Floorplan, Smooth Ceiling(s), Storage, Walk-In Closet(s)

Laundry

Sink

Lot

1.1 acres, Cleared, Level, Rolling Slope

Parking

3 total parking spaces, Garage Door Opener, 3+ Car, Attached

Property

Other structures: Shed(s)

Roof

Architectural

Sewer

Septic Tank

Utilities

Natural Gas Connected, Water Source: Well

Water Features

Lake, Lake Front, Lake Greenwood, Open/Big Water, Water Access

Windows

Insulated Windows

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